Empower Employees with Responsible Buy Now, Pay Later Options.

SafeSplurge partners with employers to offer interest-free, buy now, pay later plans. Simplify how your team manages purchases with no hidden fees, enhancing financial well-being and workplace satisfaction.

Enroll Your Team Now

Transparent Pricing. Honest Values.

At SafeSplurge, we use our extensive industry knowledge to source high-quality products directly, ensuring fair pricing by eliminating unnecessary middleman markups. We commit to a simple 10% service fee that allows us to offer truly interest-free payment plans to your employees. This approach is part of our pledge to uphold transparency and fairness, setting us apart in the buy now, pay later industry and supporting companies in building a supportive and ethical workplace culture.

How SafeSplurge Works

Step 1

Employer Enrollment

Employers partner with SafeSplurge, and we work with HR to introduce the program and support employees in getting started.

Step 2

Browse Products

Employees can explore our website to browse and select from a range of available products.

Step 3

Simple Payroll Deductions

Employees make purchases, and payments are automatically deducted from their paychecks in manageable, interest-free installments.

Why Choose SafeSplurge?

  • Transparent Pricing

    We charge a straightforward fee to companies, allowing us to provide true interest-free payment plans. No hidden costs—what you see is what you pay.

  • Employee Benefits

    Your employees enjoy the benefit of buying now and paying later without any interest, making purchases manageable and stress-free.

  • Competitive Advantage

    Unlike competitors who often conceal fees or impose high rates, our honest and ethical approach enhances employee satisfaction and loyalty.

Trending

Questions? We’re Here to Help

How does SafeSplurge work?

SafeSplurge partners with companies to offer employees a simple, interest-free way to shop. Employers sign up, and we work with HR to introduce the program. Employees browse our website, choose from a selection of goods, and pay through automatic payroll deductions—no hidden fees, no high markups. It’s an ethical, transparent solution that supports both employees and the workplace.

Are there any eligibility requirements?

To use SafeSplurge, you must be employed by a company that offers our service as an employee benefit and receive a regular, predictable paycheck. Unfortunately, incomes that fluctuate significantly, such as commission-only or highly variable pay, are not eligible.

Do you perform credit checks?

No, we don’t perform credit checks. SafeSplurge is designed to focus on your financial wellness, not your credit history. We use your employment status and your company's assurance to offer accessible payment plans with no impact on your credit score, providing a secure and private way for employees to learn about financial management and make optional purchases.

How do I know if my employer is signed up with SafeSplurge?

You can check if your employer is part of the SafeSplurge network by contacting your HR department or reaching out to our customer support team.

Are there any costs associated with the payment plans?

No, there are no additional costs for employees using our payment plans. The payment plans are truly interest-free, and there are no hidden fees. Employees only pay the retail price of the product, split into manageable installments deducted directly from their paycheck.

What happens if I miss a payment?

If you miss a payment, we’ll notify you and provide a grace period to catch up. Our goal is to support your financial wellness, so we work with your employer's HR team to help you stay on track. Keeping your payment details updated can help avoid any interruptions.

Can I pay off my balance early?

Absolutely! You can pay off your remaining balance at any time without any penalties. Simply contact our customer service team, and we'll guide you through the process.

Can I return products purchased through SafeSplurge?

Yes, you can return unopened products within 14 days of your first payment. Shipping costs will be your responsibility. If the product is defective, send it back within 14 days for inspection. If no defects are found, we’ll return the product to you and continue the payment plan. All returns are subject to a 4% restocking fee, which will be deducted from your refund. For assistance or to start a return, please contact our customer service team.